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Bengaluru, Karnataka 560066


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NiYO is a Fintech startup founded in the year 2015 and operates at the intersection of financial services, technology & human resources by providing digital payment solutions to our customers. Our current portfolio includes Global Card, Payroll Cards and Tax Benefits Solutions.

For your travel overseas, we present the NiYO Global Card, aimed at Indian students for a seamless international travel experience. Enabling students to avail No Forex* Markup across the world which is further supported by a highly-secure multi-feature NiYO mobile app.

We understand that the essence of traveling abroad is for students to be able to focus on their academic awards and trajectory. It’s extremely crucial that parents be rest assured their child is not burdened with collateral concerns of weak financial help and security. At present, most of the forex cards in the market are associated with hidden costs and lack of convenience-oriented features. These costs could be in the form of a higher cost of conversions, surge charges, cross-border fee, and many more. Moreover, reloading funds for students while they abroad become an inconvenient experience for both ends due to lengthy tedious processes and extensive delays.

Keeping all these concerns in mind, NiYO presents the NiYO Global Card and mobile app, powered by VISA Platinum. A card that lets you load in INR through IMPS/NEFT on-the-go and spend in over 150 countries and 35 million merchants worldwide at VISA exchange rates. Avoid paying Markup on all international transactions, including paying college tuition fees. With security features on the mobile app and a customer support system that is active 24*7, it’s the best travel essential for students right now.

Here’s a summary of what you can expect from the NiYO Global Card and Application:

  • Optimum security with Lock/unlock and block feature for your card via the NiYO Global App
  • Load money in INR through NEFT/IMPS and transact internationally at VISA exchange rates
  • View live currency conversion rates, get real-time notifications, and generate expense reports on-the-go
  • Reset your ATM PIN and locate nearby ATMs, on-the-go, through the mobile app
  • India’s first-ever global travel card with 24/7 Whatsapp support

With convenience at your fingertips and easy access to funds anywhere in the world coupled with high-security features, make it the best travel essential for international trips.

NiYO aims to simplify your International travel experience by making travel smarter, simpler & safer.

To get your NiYO Global Card or for more information or queries, please contact us at 1860 258 6496, drop us an email onglobal@goniyo.com, or visit www.goniyo.com

A few words from our customers:

1. Niyo card gave me a flawless experience for all my currency needs during my three months long Europe trip. Benefits such as Zero Markup and other attractive offers combined with easy to use app features such as instant locking of card from Niyo mobile app and 24*7 customer service made it a preferred choice for me and my friends. Will definitely use Niyo card again for my next international trip – Rishav Lohia

2. Niyo has been very convenient as my parents could transfer money at any point in time, most importantly without any markup/commission. The card is accepted everywhere which is hassle-free NiYO mobile App comes handy at any time with its unique features such as lock card, locate nearest ATM, WhatsApp support, etc. I have been using the card in the US, Canada, Dubai, etc The best card one can have while you travel abroad. -Priya, Wisconsin University USA

3. I have been using the NiYO card from the last seven months. It’s user-friendly and economical and everything is available on one click with complete transparency of transactions. Amazing card by NiYO.
-Piyusha J Shah, MBA, Mcom