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GyanDhan is India’s First Education Loans Marketplace.

Education is the most powerful weapon which you can use to change the world.’ – Nelson Mandela. GyanDhan was founded by IITians with over 10 years of experience in the financial services industry with an aim to equalize and expand access to higher education.

Benefits of a GyanDhan loan:

  • We suggest you the best product meeting your profile. No more running to multiple banks figuring out your eligibility for a loan
  • 100% financing for top B- Schools and engineering schools
  • Attractive rate of interest
    • Loans with collateral starting as low as 9.1%
    • Loans without collateral at 11.5%
  • No processing fee charged by GyanDhan. Our partner banks charge the lowest fee in the industry
  • Tax Benefits under Section 80E (Most NBFCs and international loan providers can’t provide this benefit)
  • Dedicated loan counsellor who guides students through the entire process
  • Guidance on non-financial matters through webinars / info. sessions

With us you get the rates of a bank, with the service level of an NBFC!

 Student-first approach:

Our personalized service and close partnership with banks has allowed us to help students get over 50 crores in loans in the last 12 months. More than half the cases would not have been possible but for the GyanDhan team which is reflected in the feedback from students.

GyanDhan helped me get my loan sanctioned from the very same people who refused me even without looking at my case’ – Prashant Gundale, Texas A&M

Dream come true for students like me’ – Bharath Krishna, ASU

The team at GyanDhan is made of students who have first-hand experience of the challenges faced when arranging funds for higher studies – in fact, one of our founders is an alumnus of the Super 30 program (based out of Patna). We understand the problems faced by students and their parents, and bridge the information gap that exists at banks. We have used our expertise to influence significant changes across the board at partner banks:

  • Launched the first loan without collateral product offered by a bank for higher studies abroad (for loans up to 30 lakhs)
  • Influenced partner banks to expand loans with collateral offering to 1.5 crores
  • Convinced bank leadership to offer pre-admit loans and loans without I-20

Transparency in the education loans process:

Financial services industry has been notorious for hidden charges and malpractices. Lenders have used different tools to boost their returns at the cost of innocent borrowers. This includes pre-payment fees, high foreign exchange conversion rates, or changing interest rates without any change in market rates. International lenders resort to marketing their low interest rates or APRs, without talking about the cost of currency depreciation and its impact on total costs. At GyanDhan, we believe in responsible lending and educate our customers on the different facets of their lending obligations.

Exclusive offer for ReachIvy students:

  • 1000 cashback for students who take a loan through GyanDhan
  • 1000 cashback per successful referral

Social media handles

  • Facebook: https://www.facebook.com/RealGyanDhan/
  • Twitter: https://twitter.com/Gyan_Dhan
  • LinkedIn: https://www.linkedin.com/company-beta/6587131/