LinkedIn Analytics

Study Abroad | Career Guidance

High School | UG | MBA | MS | Exec Ed | PhD



Palo Alto, California
Reach Us to avail of the exclusive offers listed below!

Deserve was founded by former international students to provide today’s international students access to fair credit and scholarships. We are the only company that offers credit cards to students studying on F1, J1, and M1 visas without requiring a Social Security Number, security deposit, or co-signer. And we offer the only national scholarship program for international students studying in the U.S.

Exclusive offers for ReachIvy Students

1. Deserve is extending an Exclusive Offer for ReachIvy students: Get a $30 Statement Credit (Apply here), when you are approved for a Deserve MasterCard*. When you arrive for your studies in the U.S., or if you are already here, we would like to provide you some extra credit. When you are approved for a Deserve MasterCard, we will give you a $30 statement credit you can use to offset purchases and start building your credit history.

* Special Limited Offer for ReachIvy students: to qualify for the $30 statement credit, you must meet the following requirements: (1) Click on the link provided by ReachIvy to apply for the Deserve MasterCard; (2) Be approved for the Deserve MasterCard; (3) Activate and use the card to make $30, or more, in purchases within your first billing cycle; (4) Pay your first monthly bill on time. Upon meeting these requirements, the $30 credit will be applied to your account within 1-2 billing cycles. This offer is good for ReachIvy members who are approved by 10/15/2017 and who satisfy all criteria by 12/31/2017.

2. All ReachIvy students can enroll in our Financial Literacy program for international students – for FREE. This series of emails and articles will help you understand how the U.S. credit system works and how to build your financial future in America.

3. Finally, the recipients of the 2017 ReachIvy Scholarship will all receive a $200 Statement Credit when they are approved a Deserve MasterCard*.

Learn More about the Deserve Edu MasterCard:

The Deserve Edu MasterCard is designed to help you build your credit history in the U.S. and provides the following immediate benefits:

  •  No SSN, deposit or co-signer required
  • $0 Annual Fee
  • 1% unlimited cash back on all purchases
  • Amazon Prime Student (annual)
  • No foreign transaction fees
  • Up to $5,000 credit limite
  • Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft

With more than 1M international students studying in the US under F, J, and M visas, Deserve’s mission is to help these deserving students access a U.S. credit card and start establishing a credit history early. As former international students ourselves, we developed a special approval process that goes beyond standard credit scoring. Deserve identifies financially responsible international students by examining factors that traditional scoring overlooks including education, source of funding, and future employability, without requiring a Social Security number or a credit history to apply.

Here’s what you need to know:
  • Only for international students studying in U.S. on F/J/M visas
  • Must be 18 years or older
  • No SSN, co-signer, or security deposit required
  • No annual fee

The application requires verification of the following:

  • Proof of a U.S. bank account balance
  • Your passport ID and Student Visa
  • Your I-20 form

Take control of your financial future and Apply Now.